Is Your Dog Insured

Posted by admin on January 13th, 2010

Most pet owners consider their pets as a valued member of the family and appreciate that taking care of their health is one of the tasks that responsible pet owners must see to. Still there is no doubt about it but pet insurance can be very expensive and yet it could save you hundreds of pounds in medical bills. Let me suggest some of the ways you might approached the topic of pet insurance.

Believe it or not the first question I would ask is whether or not you really need to buy pet insurance at all. I know a few people with several pets and what they’ve done is they opened up a separate bank account for their pets and for each pet they have they pay a fixed amount, by direct debit, into that account each month so when a visit to the vet is necessary the money is sitting there ready for use. Of course if there is a major accident then the question arises would there be enough in the kitty – well it is surprising how quickly £10 per month for the first pet and £5 per month for each additional pet adds up.
Maybe though you want the backing of a proper insurance policy rather than a do-it-yourself policy, well open up Google and do a little research on line. Visit a few pet forums and read what is been said there about pet insurance. Search the price comparison websites they are very good at finding bargains.

If this is the first time you’ve owned a pet then ask your local veterinarian what you’ll need to cover get a clear idea from him what you should buy. I would be very careful though about buying insurance from your veterinarian as they seldom are best value.

Speak to the broker who has insured your home for quite often they will be able to offer you a good deal; you may even be able to have pet insurance as an add on to your house insurance.

All medical treatments are expensive and it is essential that whether you put money aside each month to cover your pets health, or buy a stand alone pet insurance you really owe it to your pet to have his medical bill covered.

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